Fort Worth 55+ Communities

If you’re 55 or over, then you may want to live in a retirement community that offers quality services and amenities. Since Fort Worth has more than 34 independent living options, you should look for options that match your specific needs.

How much do 55+ communities cost in Fort Worth?

In December 2015, the average price for an apartment in the Fort Worth area was $1,016 per month. Choosing a one-bedroom apartment, however, can significantly lower the monthly expense. During the same month, a one-bedroom apartment in Fort Worth was $858 per month. A two-bedroom apartment would cost $1096 per month on average.

Since 55+ communities often include extra services, you can expect to pay a little more for them than the typical apartment. Still, this gives you a general idea of how much it will cost. It’s important to request quotes from several facilities. That way, you can choose an option that falls within your budget. Senioradvisor.com offers pricing and reviews for independent living facilities in Ft. Worth so you can quickly narrow down the list to facilities that best match your needs.

How to pay for 55+ living

Some people expect to use Medicaid or long-term care insurance to help them pay for life after retirement. Unfortunately, these options don’t usually pay for independent living facilities. Instead, they are reserved for people who need medical assistance and extra help. That likely means that you will have to pay for an apartment in your 55+ community out of pocket.

Many retirees fund their lifestyles by downsizing. If you already own a home, then you may want to sell it and move into a one-bedroom or two-bedroom apartment. This can provide significant money that makes independent living more affordable.

You may also want to consider splitting the cost with a roommate. If you decide to pursue this option, then you will want to make sure that you choose a 55+ community supports this. That way, you can pay half of the rent on a two-bedroom apartment.

What to look for in a retirement community

Before you start searching for a 55+ community in Fort Worth, you should take a few moments to make a list of features that are more important to you. Perhaps you’re interested in saving money so you can leave an inheritance to your family. Perhaps you want a pet-friendly place that welcomes your beloved dog. The things that you care about will differ from what other people want. That’s why you need a list that will help you choose a community that is right for you.

As you research the 55+ communities in Forth Worth, you should read reviews, talk to your friends, and take special note of what each one offers in the following categories:

The basics

It’s important to find out what basic services are included in your monthly rent. Many 55+ communities give their residents access to free cable TV, Internet services, and other features. They may also have exercise rooms and daily classes where you can keep your body and mind in top shape.

Since many retirees don’t want to drive often, communities may provide group transportation such as buses that take residents to nearby restaurants, stores, churches, and movie theaters. If a community provides a meal plan, then you should find out what the plan includes. In some cases, it may not pay for snacks and specific beverages.

The extras

Extra features can vary greatly from place to place. Some 55+ communities in Fort Worth have indoor swimming pools where you can get exercise throughout the year. Some even have parks, trails, and other outdoor recreational facilities. Perks that you may want to look for include:

Garden plots

Onsite medical care

Onsite massages

Outdoor dining areas

Game rooms

Art classes

Covered parking and garages

The neighborhoods

The surrounding neighborhood is often as important as the 55+ community you choose. Many people prefer living in residential areas that keep them away from congested streets and highways. However, you may also want easy access to Fort Worth’s entertainment facilities, such as museums, concert halls, and restaurants. Some neighborhoods you may want to focus on include the Museum District, Fairmount, and Ryan Place.

The future

Before you sign a lease, you should ask yourself how you plan to move into your new 55+ community. Some people don’t mind moving. They may even find it exhilarating. Others see it as a chore or simply may not have the physical strength to move on their own.

Consider that you may stay in your new home for several years or even a few decades. If you don’t want to move again, then you should look for a community that offers the medical services that you may need in the future.